Though we value Capital One miles at around 1. Citi Custom Cash Card vs. Are you OK with category spending or do you want a general spending card? General spending card. The daily driver, until I hit the $6k limit. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. I'm very happy with this change. The Citi Double Cash Card offers a simple rewards system. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Citi Double Cash Card vs. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. 2% cash rewards on purchases. Meanwhile, the Citi Double. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. Just spend $4,500 in the first 90 days of account opening. Citi Double Cash. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. After that, the standard variable APR will be 19. 24%, or 29. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. Key Cashback® Credit Card * vs. The card offers 2% cash back on everything – 1% back when. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Citi Double Cash Card vs Citi Custom Cash Card. 6. 1. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Wells Fargo Active Cash® Card;. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Citi Double Cash vs Wells Fargo Active Cash. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Finally, they cash out at a standard . Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. The Wells Fargo deals pay out quick. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. Wells Fargo Active Cash® Card. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. 73. The value of a 1. . But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Best Credit Cards of November. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Citi Double Cash $200 Welcome Offer. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Wells Fargo Active Cash Card vs. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. Pros 2% cash back on. Citi Double Cash® Card. Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. 2% total cash-back. The Citi Double Cash card's simple cash back structure and long-lasting balance. Wells Fargo Active Cash vs. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. - Plenty of. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. ”. Wells Fargo Active Cash® Card. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Citi® Double Cash Card vs. That's not exactly what I said. (If you aren’t successful, apply for the Custom Cash sometime after that. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. This card offers $200 cash rewards after spending $500 in the first 3 months. The Wells Fargo Active Cash® Card. Wait for the cash back rewards to post to your account. 1 out of 5 rating 133 Reviews 133 Reviews. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. One difference is that Wells Fargo offers a shorter 0% introductory rate. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Like the Power Cash Rewards, the. Rates & Fees. com purchases. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. Annual fee: $95. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. Citi Double Cash® Card. S. Wells Fargo Active Cash vs. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. Earn $200 cash back. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. 3. (SUB + 2% of 10K) same spend but double the rewards. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. S. I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. Citi Custom Cash vs Double Cash - One card only, which to choose?. 24% to 28. Now Citi just made it official with the double cash and made it just like the custom cash. Citi Double Cash v. Citi Double Cash Card. Balances under $25,000 will earn 0. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. THE POINTS GUY. For. 99% variable APR. Citi® Double Cash Card. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. 5 - 5% cash back on purchases. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. The Active Cash earns 2% cash. Application Link. Citi® Double Cash Card;. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Citi Double Cash® Card. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Wells Fargo Active Cash® Card. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Its main quirk is how the card. Based on identical spending inputs, you’ll earn $240. Citi® Double Cash Card : Best 2% cash back card for balance transfers. I would personally make sure I'm well above that before committing to an annual fee card. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. 0% intro for the first 15 months (then 20. A cash advance, in particular, is an expensive way to borrow money. There’s. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. It earns rewards in a similar fashion. These are solid benefits for a card with no annual fee. Citi is better due to points games (rewards+ = 10% bonus) etc. Wells Fargo Active Cash Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. ProsDoorDash Rewards Mastercard® vs. 6 min read Sep 08. This card doesn’t have any bonus categories as tiered rewards cards do. Our example family typically spends $2,443 annually on flights. This means. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. Wells Fargo Active Cash® Card vs. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Citi® Double Cash Card. Who the Wells Fargo Active Cash Card is Best For. Wells Fargo Active Cash Card Review 2022. You can find all the details in our Wells Fargo Active Cash review. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. Bilt Mastercard vs. S. You simply swipe your card and let the cash back rewards pile up. The Citi Double Cash® Card is a longstanding leader among cash-back cards. 73. Most 2% cards don't have a SUB, while most 1. This is my default cashback combo that I would honestly be happy with using. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. The annual rewards payout assumes you charge $1,000 each month spread. I've got the Amazon card, Amex blue cash. S. 5%). Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. 01 in any bank, or you can transfer points to a few airlines / hotels. The 6% cash back on U. Wells Fargo Active Cash®. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. 1% back on all purchases and 1%. Citibank offers a bigger cash bonus opportunity — up to $2,000. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. 5% all purchass. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. 1. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Concierge service, 24/7. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. Citi. And Wells Fargo no longer has a minimum rewards redemption requirement. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 99%. Alternative Wells Fargo Cash Back Credit Card. no direct deposit into any non-Wells Fargo bank. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. $0. And Wells Fargo no longer has a minimum rewards redemption requirement. I can also say that my experience with Wells Fargo (apps, customer service, etc. 10% APY, while those with a. 6 min read Sep 08, 2023. Bank of America Unlimited Cash Rewards vs. See Rates and Fees. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. Look up Alliant credit Union signature visa 2. Credit Cards. Credit Cards. Unlike. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. These are the popular cards that most people can accessibly earn a good flat-rate cash back. . A number of other flat-rate cash-back cards earn 1. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 00 cash back per year with Citi Double Cash Card and $240. •. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. However, I don't think you should listen to the bad rumors about Wells Fargo. It also offers a. Wells Fargo Active Cash even offers an introductory purchase. Wells Fargo Reflect® Card. Citi Double Cash. Citi Double Cash vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). With the Double Cash Card, however, you earn. I have had no major issues with using WF cards. This effectively turns the Double Cash into a 2. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Who the Wells Fargo Active Cash Card is Best For. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. That beats the base earning rate of 1. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Citi® Double Cash Card. Wells Fargo. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. Earning rates. Citi® Double Cash Card vs. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. They usually give me less than half of the limits I get from Citi. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. Learn more about this card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. 19. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. You will earn unlimited 2% cash rewards on all of the purchases that you make. You have the right. 31 back. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. For a $0 annual fee, the card earns 2% cash. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Install dimmer switches. For context, the average annual rewards payout from the cashback credit cards in the investor. I've been a Discover member for two decades and looking for a new card with better cashback rewards. 24%, 24. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. ”. Citi Double Cash Card vs. The Citi Double Cash and Wells. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. Discover It Cash Back v. 24 percent. Most 2% cards don't have a SUB, while most 1. Annual fee: $0. As I noted above, the only real negative IMO is the 3% foreign transaction fee. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Take a look at this table to quickly compare the primary benefits of both cards. Welcome bonus: None. You shouldn't be "applying" for double cash. The winner: Blue Cash Preferred. Citi Double Cash® Card. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. This likely doesn't. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. but I prefer my Citi double cash card, which is 2% as well. Wells Fargo Active Cash® Card (rates and fees). Citi Double Cash: 2% everything. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. gas stations, and online retail purchases in the U. Chase Sapphire Preferred Wells Fargo Active Cash. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. 3. Best Cash Back Credit Cards of November 2023. A light dimmer is a device that controls the brightness of a light fixture. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. Citi® Diamond Preferred® Card vs. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. Miserable-Result6702. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. After that, the standard variable. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. If you're looking to make a large purchase. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. That's not exactly what I said. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Citi Double Cash® Card. Wells Fargo Active Cash® Card. See how it works. Double Cash all day, especially if you have "ecosystems" in mind. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Neither. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. You must select Apply Now on this page to take advantage of this specific offer. 24%, or 29. Up to 2% cash back. Pros 2% cash back on. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. DoorDash Rewards Mastercard® vs. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. Citi Double Cash® Card. Assuming that this. Save your windfalls. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Bank Visa® Platinum Card *. Fidelity® Rewards Visa Signature® Card: Best. S. Platinum X5 Card from Credit One basics. Best for Automatic 5%. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. 24 percent to 26. Best Overall Balance Transfer Credit Card: U. Wells Fargo Active Cash® Card vs. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Also, cash back rewards do not expire as long as your account stays open.